.services-page {
      padding-top: 90px;
    }
    .services-hero-banner {
      position: relative;
      padding: 6.5rem 0 5rem;
      background:
        linear-gradient(122deg, rgba(6, 19, 94, 0.94) 0%, rgba(31, 54, 180, 0.9) 56%, rgba(45, 73, 230, 0.78) 100%),
        url('https://images.pexels.com/photos/93398/pexels-photo-93398.jpeg?auto=compress&cs=tinysrgb&w=1600') center/cover no-repeat;
      color: #fff;
      overflow: hidden;
    }
    .services-hero-banner::after {
      content: '';
      position: absolute;
      inset: auto -5% -60px -5%;
      height: 140px;
      background: #ffffff;
      border-radius: 100% 100% 0 0;
    }
    .services-hero-inner {
      position: relative;
      z-index: 2;
      text-align: center;
      max-width: 800px;
      margin: 0 auto;
    }
    .services-kicker {
      display: inline-block;
      margin-bottom: 1rem;
      padding: 0.35rem 0.9rem;
      font-size: 0.75rem;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      border: 1px solid rgba(255, 255, 255, 0.48);
      border-radius: 999px;
    }
    .services-hero-inner h1 {
      color: #fff;
      font-size: clamp(2rem, 4vw, 3.2rem);
      margin-bottom: 0.9rem;
    }
    .services-hero-inner p {
      color: rgba(255, 255, 255, 0.92);
      font-size: 1.05rem;
      margin-bottom: 1.4rem;
    }
    .services-intro {
      padding: 6rem 0;
    }
    .services-intro.band-light {
      background: #ffffff;
      /* border-top: 1px solid rgba(11, 29, 132, 0.08); */
      border-bottom: 1px solid rgba(11, 29, 132, 0.08);
    }
    .services-intro-card {
      /* background: #fff; */
      /* border: 1px solid var(--border); */
      border-radius: 14px;
      padding: 1.3rem 1.4rem;
      box-shadow: 0 14px 35px rgba(16, 30, 100, 0.09);
    }
    .services-grid {
      padding: 6rem 0;
    }
    .services-grid.band-cream {
      background: linear-gradient(180deg, #fbfcff 0%, #f4f8ff 100%);
      border-top: 1px solid rgba(11, 29, 132, 0.08);
      border-bottom: 1px solid rgba(11, 29, 132, 0.08);
    }
    .service-card {
      height: 100%;
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 1.4rem 1.3rem;
      box-shadow: 0 10px 26px rgba(16, 30, 100, 0.08);
      transition: transform 0.25s ease, box-shadow 0.25s ease;
    }
    .service-card:hover {
      transform: translateY(-7px);
      box-shadow: 0 18px 35px rgba(16, 30, 100, 0.14);
    }
    .service-top {
      display: flex;
      align-items: center;
      gap: 0.85rem;
      margin-bottom: 1rem;
    }
    .service-icon {
      width: 46px;
      height: 46px;
      border-radius: 12px;
      background: linear-gradient(135deg, var(--gold), #1f36b4);
      color: #fff;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
    }
    .service-tag {
      font-size: 0.72rem;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 0.2rem;
    }
    .service-top h3 {
      margin-bottom: 0;
      font-size: 1.2rem;
    }
    .service-features {
      margin: 0.9rem 0 1.05rem;
      padding: 0;
      list-style: none;
    }
    .service-features li {
      position: relative;
      padding-left: 1.1rem;
      margin-bottom: 0.45rem;
      color: var(--text-body);
      font-size: 0.93rem;
      line-height: 1.5;
    }
    .service-features li::before {
      content: '';
      position: absolute;
      left: 0;
      top: 0.55rem;
      width: 6px;
      height: 6px;
      border-radius: 50%;
      background: var(--gold);
    }
    .service-link {
      display: inline-flex;
      align-items: center;
      gap: 0.45rem;
      font-weight: 600;
      color: var(--navy-mid);
      border-bottom: 1px solid rgba(11, 29, 132, 0.25);
      padding-bottom: 0.1rem;
    }
    .process-section {
      padding: 6rem 0;
    }
    .process-section.band-soft {
      background: #ffffff;
      border-top: 1px solid rgba(11, 29, 132, 0.08);
    }
    .process-panel {
      /* background: #fff; */
      /* border: 1px solid var(--border); */
      border-radius: 16px;
      box-shadow: 0 12px 28px rgba(16, 30, 100, 0.08);
      /* padding: 1.5rem 1.3rem; */
    }
    .process-head {
      text-align: center;
      margin-bottom: 1.3rem;
    }
    .process-step {
      text-align: center;
      height: 100%;
      background: linear-gradient(180deg, #f8faff 0%, #eef3ff 100%);
      border: 1px solid rgba(11, 29, 132, 0.14);
      border-radius: 12px;
      padding: 1rem 0.8rem;
    }
    .step-no {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      width: 34px;
      height: 34px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--gold), #1f36b4);
      color: #fff;
      font-size: 0.8rem;
      letter-spacing: 0.05em;
      margin-bottom: 0.6rem;
    }
    .process-step h3 {
      font-size: 1.05rem;
      margin-bottom: 0.35rem;
    }
    @media (max-width: 991.98px) {
      .services-page {
        padding-top: 80px;
      }
      .services-hero-banner {
        padding: 5.6rem 0 4.7rem;
      }
    }